by CA Juilee Palande
Search RERA complianceCtrl K
Tools / Redevelopment Offer Evaluator
Exclusive tool

Put every builder's offer through the same scorecard.

Add as many offers as you've received - Offer A, B, C and beyond, each from a different builder if need be. Fill in the numbers once and get a side-by-side comparison, a weighted 7-point scorecard, a break-even corpus check, the builder's reverse-engineered profit, the new flat's maintenance & GST, and a red-flag due-diligence read. Then download a branded report for your committee.

Saved in this browser only

Your scorecard, so far

Offers being compared
2 (0 fully filled)
Leading on the scorecard
Offer A & Offer B (tied)
Highest weighted score
3.30 / 5
Shared assumptions
Filled in once, used by every offer below: your current flat, your building, and how much each scorecard criterion matters to your committee.

About your society

sq ft
flats
Used to work out the builder's profit per family.

For the break-even check

₹/ month
%
A conservative FD-like rate, not a market return.

Scorecard weights

Total 100% / 100%

How much each criterion should matter when ranking offers. The total is capped at 100%: increasing one criterion leaves less room for the others.

Carpet area
%
Corpus (enough for its job?)
%
Builder's financial strength
%
Rent during construction
%
Timeline + penalty clause
%
Bank guarantee (≥20%)
%
Quality / spec in agreement
%

Offer details

Verdict
Fill in the required fields to see a verdict

1 · What's on the table

sq ft
₹
₹
months
₹
Shifting allowance, brokerage reimbursement, etc.

2 · Scorecard

Carpet, corpus and builder strength are auto-scored from your figures below
Carpet area
Auto-scored from the extra carpet % in section 1.
Auto
Corpus (enough for its job?)
Auto-scored from the Break-even result below.
Auto
Builder's financial strength
Auto-scored from the red flags below.
Auto
Rent during construction
Realistic market rent, paid on time, with step-up.
Timeline + penalty clause
Realistic schedule with a real delay penalty.
Bank guarantee (≥20%)
Auto-suggested from the % you enter below, override if needed.
%
Quality / spec in agreement
Finishes, fittings and specs actually written down.
Weighted score
3.30 / 5

3 · New-flat maintenance & GST

Carpet area is reused from section 1 above
₹/ sq ft / mo
%
₹/ month

4 · Break-even corpus check

Auto-filled from Maintenance & GST above, edit if you have a more accurate figure
₹/ month
Will auto-fill once you complete the Maintenance & GST section above.

5 · Reverse the builder's maths

Use figures from the builder's feasibility report if they've shared one, otherwise your best estimate
sq ft
₹/ sq ft
₹cr
₹cr
₹cr
₹cr
₹cr
Auto-filled from this offer's corpus, rent and other payments × number of members. Edit any time.

6 · Builder red-flag checklist

No red flags marked. Still verify every document
No completed redevelopment track record
First-timer learning on your building.
One large unsecured lender dominates the books
The whole project rests on one nervous creditor.
Audited accounts not shared, or unavailable
You can't see whether the builder is solvent.
High borrowings versus net worth
Over-leveraged: little cushion for cost overruns.
No valid MahaRERA registration for the sale wing
Non-negotiable. Verify on the MahaRERA portal.
Bank guarantee below 20% of project cost, or conditional
A safety net with holes; the 2019 GR norm is 20%.
No fixed monthly delay penalty in the agreement
Without it, delay is the builder's problem to ignore.
Timeline excludes final approvals / OC
“Complete” may still mean you cannot move in.
Corpus & rent not routed through an escrow account
Funds can be diverted to the builder's other projects.
Project land sold / mortgaged, or pending litigation
Encumbrances can freeze the project for years.

Notes (optional)

Download your scorecard

A branded PDF with every offer, the scorecard, break-even checks, builder profit estimate, maintenance & GST and the red-flag results, ready to circulate to your committee.

Fill these in before downloading a report, so it doesn't go out half-blank:

· your existing carpet area (in Shared assumptions)

· Offer A: builder / proposer name, new carpet area, corpus amount

· Offer B: builder / proposer name, new carpet area, corpus amount

Everything you type while filling this in stays in your own browser. Only if you choose to download the PDF do your name, email, phone number and the details you've entered get sent to us, so we can email you a copy and keep a record for our own follow-up. Editorial, not legal or financial advice. Consult your own advisors before deciding.This is an indicative, back-of-the-envelope view only, not a feasibility study, valuation, legal opinion or tax advice. A full review needs FSI/TDR, premiums, the development agreement and the builder's audited accounts.